Independent Financial is an independent financial institution that offers a variety of services to individuals, small businesses, and professional organizations. Their banking products include checking, savings, and term loans, as well as certificates of deposits and personal loans. The company is committed to offering exceptional service to its customers while upholding its core values. The company has been in business for more than 25 years and has supported more than 7,000 firms.
An independent financial advisor can assist you with a variety of financial services, and their recommendations are unbiased and free from any other financial institution’s agenda. They can help you with many different financial matters, including estate planning and retirement. Although an independent financial advisor may be paid by a financial institution, they are not bound by the products and services offered by that company.
Another type of financial advisor is fee-only. Fee-only advisors do not receive commissions from selling products. They are paid through fees from their clients. Fee-only advisors are more expensive than their commission-based counterparts, but they can offer unbiased advice and may be a good choice for some clients.
Before hiring an independent financial advisor, be sure to do your due diligence to determine their level of expertise. An independent financial advisor may have less knowledge of financial products than a large firm. For example, they may not have access to low-cost mutual funds that large firms can offer. You can determine whether an independent financial advisor is truly unbiased by paying attention to their recommendations and asking questions. When selecting an advisor, keep your goals in mind and make a decision based on your unique situation.